About Us


Marcel Chevrolet

Partner & Chairman of the Board of Directors

Marcel (CV) has been working as an independent asset manager and pension advisor since 2014 and is a Partner and Chairman of the Board of Directors of Prospera-Invest Vermögensverwaltung AG since 2021.

He has specialized in Pension Advice; Here he is an expert in all matters relating to Pension Funds, Vested Interests, Tax Optimization, Retirement Planning and Leaving Switzerland.

Marcel is a trained banker and looks back on a long career in the financial industry. For more than 30 years he held various managerial positions in national and international Private Banking. He initially worked for UBS in the private client business in Mexico and was then responsible for investment fund sales at Bank Sarasin in Germany and Austria for many years. He then helped BNP Paribas set up in Argentina and Eastern Europe. He then took on responsibility for Private Banking at Commerzbank in Eastern Europe before starting his own business with Chevrolet Consulting GmbH in 2014 as an independent asset and pension advisor.

Christian Freihofer, M.A. HSG, CFA

Partner & Chief Investment Officer

Christian (CV) has been working as an independent Asset Manager since 2017 and is a Partner and Board Member of Prospera-Invest Vermögensverwaltung AG.

In his role as Chief Investment Officer (CIO) he is responsible for managing client portfolios and at the same time runs his own Family Office. Christian has more than 10 years of financial market experience as a private investor, trader and employee in the financial industry. His professional career led him, among other things, to the major Swiss bank Credit Suisse, for which he worked in Private Banking and in the trading department for options and derivatives. After successfully co-founding a startup, he was most recently responsible for the coverage of Swiss Banks in the area of ​​ETF and index investments at the Asset Management company BlackRock. Christian holds a Master's degree in Accounting and Finance from the University of St. Gallen and holds the title of Chartered Financial Analyst (CFA).

 

Our History

  • 2017

    Christian Freihofer founded Prospera-Invest. The focus is initially on Wealth Advice. The first Asset Management Mandates can be won.


  • 2018

    Integration of the in-house Family Office into Prospera-Invest. The management and supervision of the assets from the sale of two company holdings of the Freihofer family is taken over.


  • 2019

    Incorporation of Prospera-Invest Vermögensverwaltung AG and supervision to the self-regulatory organization VQF. Business activity is increasingly focused on Asset Management. Advisory services mainly take place within mandates.


  • 2021

    Merger with Chevrolet Consulting GmbH. Prospera-Invest can thus expand its customer base and, with Marcel Chevrolet, strenghten its know-how in the areas of Pension Planning and Taxes. In the course of the merger, Vested Benefits and Pillar 3a solutions are also offered for the first time.

 

FINSA Client information

Information on the financial institution

Name and address

Company name: Prospera-Invest Vermögensverwaltung AG

Street: Hohlstrasse 482

ZIP / City: CH-8048 Zurich

Phone: +41 44 523 67 67

E-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

Website: www.prospera-invest.ch

Field of activity

The financial institution is based in Zurich. It offers asset management and advisory services.

Supervisory authority

The financial institution is currently monitored by the self-regulatory organization VQF Association for Quality Assurance in Financial Services. According to Article 5 paragraph 1 of the Financial Institutions Act (FINIA), all financial institutions need a license from the Swiss Financial Market Supervisory Authority (FINMA) to exercise their commercial activity as asset managers by the end of 2022. The financial institution will therefore submit a corresponding application to the responsible licensing authorities for a license as an asset manager in the first half of 2022. The future approval status can be found on the website.

Ombudsman’s Office

Your satisfaction is our concern. If the financial institution has nevertheless rejected a legal claim on your part, you can initiate mediation proceedings through the ombudsman. In this case please contact:

Name: Financial Services Ombudsman (FINSOM)

Street: Avenue de la gare 45

ZIP/City: CH-1920 Martigny

Phone: +41 27 564 04 11

E-Mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

Website: www.finsom.ch

Information on the offered financial services

The financial institution offers wealth management and investment advice services for its customers. In asset management, the financial institution manages assets that the customer has deposited with a custodian bank in the name, for the account and at the risk of the customer. The asset manager carries out transactions at its own discretion and without consulting the client. In doing so, the asset manager ensures that the transaction carried out by him corresponds to the financial circumstances and investment goals of the customer as well as the investment strategy agreed with the customer and ensures that the portfolio structure is suitable for the customer.

In asset management, the client has the right to manage the assets in his portfolio. The asset manager selects the investments to be included in the portfolio with due care within the framework of the market offering considered. The asset manager ensures appropriate risk diversification to the extent permitted by the investment strategy. He regularly monitors the assets he manages and ensures that the investments are in line with the agreed investment strategy and are suitable for the client. The asset manager informs the client regularly about the agreed and performed asset management.

Information on risks and costs

General risks in trading with financial instruments

The asset management services involve financial risks. The financial institution gives all customers the “Risks in trading with financial instruments” brochure before they sign a contract. This is also available at www.swissbanking.org.

Risks associated with the financial services offered

Asset management generally involves the following risks, which lie within the customer’s sphere of risk and are therefore borne by the customer:

  • Risk of the selected investment strategy: Different risks may arise from the investment strategy selected and agreed by the customer (see below). The customer bears these risks in full. A description of the risks and a corresponding explanation of the risks take place before the investment strategy is agreed.
  • Asset preservation risk: the risk that the financial instruments in the portfolio will lose value. This risk, which can vary depending on the financial instrument, is borne entirely by the customer.
  • Information risk on the part of the asset manager: The asset manager takes into account the financial circumstances and investment goals of the client (aptitude test), the knowledge and experience as well as the needs of the client. If the client provides the asset manager with insufficient or inaccurate information about his financial situation and/or investment goals, there is a risk that the asset manager will not be able to make investment decisions that are suitable for the client.
  • Risk as a qualified investor in collective investment schemes: Customers who make use of asset management as part of a long-term contractual relationship are considered qualified investors within the meaning of the Collective Investment Schemes Act. Qualified investors have access to forms of collective investment schemes that are exclusively open to them. This status allows a wider range of financial instruments to be considered in the portfolio design. Collective investment schemes for qualified investors may be exempt from regulatory requirements. Such financial instruments are therefore not or only partially subject to Swiss regulations. Risks can arise from this, in particular due to liquidity, investment strategy or transparency. Detailed information on the risk profile of a specific collective investment scheme can be found in the constitutive documents of the financial instrument and, if applicable, in the key information document and the prospectus.

Furthermore, in asset management, there are risks that lie within the asset manager's sphere of risk and for which the asset manager is liable to the customer. The asset manager has taken appropriate measures to counter these risks.

Costs associated with the financial services offered

A fee is charged for the services provided, which is related to the assets under management and/or calculated on a performance basis. For more detailed information, we refer to our asset management contracts.

Information about relationships with third parties

The financial institution has no economic ties to third parties and refrains from accepting payments or other pecuniary considerations from third parties when providing the financial services offered.

Information on the market offer considered

The market offer taken into account when selecting financial instruments only includes third-party financial instruments.